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Uninsured Motorist Personal Injury Cases

Getting into an accident is frustrating, scary, and sometimes devastating. Finding out the other driver who is at fault – or partially at fault – is uninsured makes matters much worse. The victim nevertheless needs to seek medical treatment, deal with potential missed work, and possibly replace his or her vehicle. Additionally, drivers that suffer personal injury from an uninsured motorist can become targets for bad faith practices from their own insurance companies.

If you or a loved one recently suffered an injury in an accident that was the fault, or partially the fault, of an uninsured driver, it is imperative to act quickly in seeking legal help. The attorneys at Haney Paschal & Romoser, P.C. have decades of combined experience with cases of personal injury and bad faith insurance practices. You do not have to suffer alone. Contact our office today for a free personal injury consultation.

Why Work With Haney Paschal & Romoser, P.C.

Over 40 years ago, Jack Haney started practicing law with the goal in mind of seeking justice for injured Texans. Though he recently retired, the firm is in excellent hands with three bright young attorneys specializing in personal injury law, probate law, and family law. The goal of the firm is to serve the Huntsville, Texas community with compassion while fighting hard for justice in the courtroom. Why choose Haney Paschal & Romoser, P.C. for your uninsured driver case?

  • The attorneys have 30 years of combined courtroom experience and proven results in personal injury cases.
  • The firm is highly regarded and well established in the local community, creating a network to better serve our client’s needs.
  • We specialize in personal injury and bad faith insurance cases.
  • We strive to give one-on-one attention to every case we take, all the way through until the end.

Why You Need an Attorney Right Away

In cases involving an uninsured motorist, it is even more imperative than usual to notify the insurance provider for the claim. Because insurance companies avoid uninsured motorist claims due to larger out-of-pocket costs, they typically offer a very small window for filing this type of claim. Sometimes it is as little as 30 days.

Uninsured Motorist Coverage

Car insurance policies offer uninsured motorist coverage, which is highly recommended for every driver. If this is part of an individual’s policy, he or she has a limited timeframe to act. If the victim does not have uninsured motorist coverage, it is possible to pursue damages in some cases, but not all.

Bad Faith Practices

Because the driver at fault is not insured, the pay-out from the victim’s insurance company is often substantially higher. This puts victims at a higher risk for bad faith practices. What are common bad faith practices?

  • Insurance companies may refuse to fulfill claims for unwarranted causes.
  • Insurance companies may neglect to communicate policy limitations, coverage, or any pertinent information regarding the claim.
  • Insurance companies may fail to properly investigate in a reasonable and timely manner.

By law, insurance companies are all required to exercise a duty to act in good faith on all claims, and cannot intentionally avoid an obligation to fulfill claims or investigate in a reasonable manner, and timeframe. Our attorneys can assess whether the insurance companies failed to act in this manner, and pursue appropriate litigation.

What to Do Next

If you have been in an accident that is the fault of an uninsured driver, seek legal counsel as soon as possible. We are ready and willing to answer your questions about insurance, bad faith, and pursuing damages after an accident. Contact Haney Paschal & Romoser, P.C. today for a free personal injury consultation.